MFI-Mod Squad had a great first week in business. We exposed three mod companies in California that were in violation of California Department of Real Estate regulations. One blatantly ripped off a Tampa couple (scroll down) which claimed to be affiliated with Green Credit Solutions out of Irvine. Although Green Credit claims they were not, the evidence we have suggests they were.

Green Credit does acknowledge another company Sueno Financial was an affiliate and Sueno Financial shared an office with Lionstar Financial and Chris Campbell (the entity who ripped off my client in Tampa). Sueno Financial isn’t even a licensed LLC or Corporation in California. It appears Green Credit doesn’t do much in the way of due diligence when they sign affiliates. My client and I both appeared on CNBC throughout the day talking about it on Tuesday. I received a lot of really positive feedback from legitimate modification companies and attorneys for the piece and for the work I’m trying to do with MFI-Mod Squad especially the below article “Is that a California Wildfire? No it’s a Loan Mod Company!”

The only negative response I received was from Green Credit Solutions. I received a really asinine letter from their attorney demanding I take it down. I would have posted it but my attorney in Boston (my Florida attorney was being a good dad) told me I better not. It basically said I committed illegal acts by saying bad things about her client and they were going to sue me if I didn’t take it down. This lazy attorney emails it to me instead of doing five minutes of internet research to find my address and send it to me certified mail but then again, this is the same attorney who probably thinks this is Riyadh, Saudi Arabia where they cut your tongue out for saying something offensive. All the attorney did was made Green Credit look even more pathetic and ridiculous. I would have expected better from an attorney whose office is on Wilshire Blvd. in Beverly Hills.

I did send the attorney a response and that I can share with you. The attorney’s name is left out intentionally. Here it is

Do you honestly expect me to take your letter seriously?

First, can you prove any of what I said was false? Your client did offer to reimburse my client on multiple times while on a conference call with my client and then retracted it. Your client is not licensed with DRE. Your client also tried to entice me with business to get this matter dropped. So tell me, which one of those statements is false or can be proven false? I also never said your client received funds from the transaction. Matter of fact, you should go back and read the article again, it says the opposite. I don’t know what they taught you at the Lewis & Clarke Law School, but I can assure you my actions do not constitute “illegal” activity. Being a graduate of law school, you know that just because I printed a negative opinion of your client based on my dealings with them that does not constitute defamation nor does it constitute libel and I can assure you what I wrote is legal and protected by the U.S. Constitution.

If Green Credit does not like what people are saying about them and it appears I’m not the only one, they need to address it amongst themselves because only they can improve their poor public image. Dr. Howard and Ms. Struthers were on CNBC multiple times today talking about this due to my connections at NBC Universal and other media outlets. These connections are due to my reputation in this industry for being a fraud investigator. I have turned Dr. Howard’s report over to both the Florida Attorney General’s office and the California Department of Real Estate for further investigation. I suggest your time is better spent helping your client become compliant with DRE then wasting your time, my time and your client’s money on futile and asinine threatening letters. Oh, and if you’re still wondering, the article stays on both sites until a Palm Beach County or Federal Judge orders me to take it down.

Stephen Dibert

President, MFI-Miami, LLC

President, MFI-Mod Squad, LLC

I’ll keep you posted if they have the testicular fortitude to follow through with their threat.